ABC Stores Employee Benefits

At ABC we want to make sure that you and your family are taking care of your health and securing your future. It is for this reason that we offer an extensive benefits package to all of our employees. 1. Competitive Wages 2. Management and Performance Bonuses 3. 401(k) and Profit Sharing Plan 4. Profit Sharing Bonus 5. Medical/Drug/Dental/ Vision 6. Employee Assistance Program (EAP) 7. Employee Purchase 8. Life Insurance 9. Other Benefits
Vernon Store Manager	Competitive Wages At ABC Stores we strongly believe in rewarding hard work, productivity, and efficiency with excellent wages. At ABC Stores, Employees are rewarded for the longevity of their employment with automatic wage increases based on the accumulation of the number of hours they work. In addition, an EmployeeE½s good to excellent performance is rewarded with wage increases, bonuses, and promotions. It is our fundamental belief that paying good wages is part of a complete compensation package. Return to top of page.
Neelam Associate Manager	Management and Performance Bonuses The Company believes that all Employees share in the responsibility to achieve sales and profits and share in the rewards. Store operations are evaluated twice a year following inventory. At this time, management associates are eligible for a Management bonus and non E½management associates are eligible for a performance bonus. These bonuses are based on employee's performance and Company and store results measured by net profit, total sales, and overall profitability. So, with the Profit Sharing bonus, the typical ABC associate receives three bonuses each year. Our founder Sidney Kosasa often says, E"When we make it, we share it." Return to top of page.
Hannielyn Shift Manager	401K & Profit Sharing Plan Securing ones future is essential to increasing efficiency and productivity amongst all employees. The Profit Sharing Plan was created to assist you in your retirement years. This is one of the finest benefits we offer to our employees. There are three parts to this plan: 1. The employee pre-tax contribution. Employees may contribute up to 100% of their salary to the plan subject to caps set by the IRS. 2. The company matching contribution: the company will match a portion of your contributions. 3. The company supplemental profit sharing contribution: each year, the Company contributes a portion of its profits to the Profit Sharing Plan It should be noted that since the company added the 401(k) feature to the profit sharing plan in 1988, the company supplemental contributions has been larger than all of the employee contributions each year! As an added benefit to the members of Profit Sharing Plan, the Company distributes a portion of the CompanyE½s profits in cash to all active members once a year. Return to top of page.
Michelle Receptionist	Profit Sharing Bonus In keeping with our Company Culture of sharing profits with employees and taking care of our Associates as an added benefit to the Profit Sharing Program, the Company distributes a portion of the Company's profits in cash to all members of the Profit Sharing Plan once a year. Return to top of page.
Scott Shift Manager	Medical/Drug/Dental/Vision Medical, dental, drug and vision coverage is available to our employees and their dependents. The Company pays 100% of the premium for single coverage for fulltime employees after completion of the introductory period. Plans available include: SUMMERLIN Summerlin Life and Health Insurance was created to meet the demand for affordable, accessible, easy to use health insurance. Summerlin is accepted among 96% of the providers in the state of Hawaii and over 600,000 providers nationwide. With Summerlin's 90/10 plan design, members receive services from their provider of choice, an extended list of preferred name brand medications, vision services that includes both glasses and contacts within the same year, acupuncture and chiropractic care benefits among others. KAISER PERMANENTE Kaiser Permanente is the largest non-profit health maintenance organization (HMO) in the state of Hawaii. With Kaiser's HMO plan, members pay low out-of-pocket expenses for medical services received from Kaiser Permanente providers and facilities. Members benefit from Kaiser's "one-stop shop" concept which allows them to receive medical services and pick up medication in one convenient location. HAWAII DENTAL SERVICE HDS is Hawaii's first and largest dental benefits provider in the State of Hawaii. More than 96% of all licensed dentists in Hawaii participate with HDS, so more than likely your dentist is an HDS participating dentist. HDS is a member of Delta Dental Plans Association (DDPA), the nation's largest and most experienced dental benefits provider. Through DDPA, you will have access to over 109,000 dentists, that's nearly two out three dentists on the Mainland that participate with DDPA. Return to top of page.
Bonnie Sales Associate	Employee Assistance Program (EAP) Our company recognizes that all of us from time to time run into problems in life that can affect our happiness, health, job performance, and well-being, such as difficulty in relationships with family, children, spouse, significant other or coworker, feeling overwhelmed with the stress of daily life, losing a loved one, feeling sad, needing to make difficult decisions, and other personal issues. The EAP offers you a resource to turn to for help. All EAP services are offered at no cost to employees and their families. All inquiries to and utilization of the EAP are kept confidential-its sole purpose is the well-being of our associates. Our EAP services are provided by Workplace Solutions, Inc. in Hawaii and by Doris & Associates for Guam, Saipan and Nevada. Return to top of page.
Laus Service Coordinator	Employee Purchases Employees receive merchandise discounts at any ABC Store. Return to top of page.
Eric Shift Manager	Life Insurance and Accidental Death & Dismemberment Insurance The Company offers a group term life insurance and accidental death and dismemberment insurance plan. The Company pays for 50% of the premiums. Return to top of page.
Shaun Assistant Manager	Other Benefits ABC Stores Jumpstart Scholarship All employees of ABC Stores and their dependents, attending an accredited two- or four-year college or university as either an undergraduate or graduate student, are eligible to apply for ABC Stores Jumpstart Scholarship which are awarded once a year. The Hawaii Community Foundation, the administrator of the program, selects recipients on the basis of financial need, academic achievement and good moral character. Flexible Spending Accounts ABC Stores flexible spending accounts (FSA) allow you to deduct a portion of your salary on a pre-tax basis to cover two specific types of expenses: dependent care (DDC) and unreimbursed medical (URM). Bus Pass/Parking Subsidy The Company provides transportation assistance (subsidy) to employees driving to work and paying for parking or catching the bus. Vacation Vacation pay based on your years of service (1 to 4 weeks per year) Sick Leave Sick leave, up to 7 days a year Holiday Pay Paid holidays, up to 7 days a year Disability Insurance Temporary Disability Insurance - receive benefits when you are on leave due to non-work related injuries or illnesses. The Company pays for 100% of the premium. Long Term Disability Insurance offered to salaried employees. The Company pays for 50% of the premium. Supplemental Insurance Get extra protection and benefits with one of four of AFLAC's supplemental insurance policies, which include: Accident Insurance, Cancer Insurance, Hospital Indemnity Insurance and Intensive Care Insurance Return to top of page.
	Disclaimer: Eligibility and benefits will vary according to employment status. This web page is a brief listing and does not contain a comprehensive explanation of all benefit plans. The company reserves the right to make changes at any time.